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Buyers Top Fears Buyers Have about Mortgages Buying a home can be exciting, but it can also be scary. And for some potential buyers, the scariest part of the homebuying process is getting a mortgage. But what, exactly, are they afraid of? A recent article from realtor.com outlined some of home buyers’ biggest mortgage-related fears, including: Not having enough cash for a down payment. Many home buyers […]
Buyers Tips for Staging a Small Home When you show your home, you want to make sure that the property is as appealing as possible to potential buyers, and that includes proper staging. But there’s no one-size-fits-all solution to staging; if you want to stage your home effectively, you have to do so in a way that works for your specific home — and […]
Buyers Hudson Wisconsin The real estate market in Hudson, Wisconsin, is generally considered to be strong and stable. Hudson is located just across the St. Croix River from Minnesota, making it a popular residential area for people who work in the Twin Cities. Here are some key points about the real estate market in Hudson: Housing options: Hudson offers […]
Buyers What Is A Mortgage? Whatever line of work you’re in, there are probably some fairly common terms you’re used to hearing and saying that an outsider may not know. They may be so basic to you that you can’t even imagine how somebody wouldn’t know what it is, even if they aren’t in your field. For instance, the word “mortgage” is […]
Buyers FHA Loans vs. Conventional Loans If you’re buying a home there’s a good chance you’ll need a mortgage to make a purchase. But not all mortgages are created equal. Depending on your situation — for example, your credit score and how much you have for a down payment — you might have a variety of loan options available to you, including conventional […]
Buyers Late Making a Mortgage Payment? It’s extremely important to pay your mortgage on time every month. But sometimes, things don’t work out that way, and you may not have the cash needed to pay your mortgage when it’s due. So what, exactly, happens if you’re late making a mortgage payment? A recent article from realtor.com answered common questions around what happens if […]
Buyers Thousands Of Agents Are Leaving. Will Your Favorite Real Estate Agent Survive? Real estate often seems like a fun, easy, high-paying career to outsiders. But it seems even more appealing to people when the market is hot, like it had been over the past few years. Couple that with a pandemic that caused people to either lose their jobs or simply look for something they’d rather do for a […]
Buyers How to Deal With a Lowball Offer And Transform It Into an Offer You’re Excited to Accept When you’re selling your home, there are few things more exciting than receiving an offer… unless that offer is way, way below what you were asking (and hoping!) for. But a lowball offer isn’t the end of the world! With the right approach, you may be able to take that lowball offer and turn it into an offer […]
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Buyers Things to Keep In Mind If Your Down Payment Is Below, At, or over 20% Generally, 20 percent is considered a standard down payment for a home. But just because 20 percent is the standard doesn’t mean that every homeowner puts 20 percent down when buying a home. There are many buyers out there that successfully purchase a home with less than a 20 percent down payment, as well as many buyers who […]
Buyers Selling Your Home? Some Tasks To Add To Your To-Do List Getting ready to sell your home can feel like a whirlwind. There’s so many things to do, and while you’re likely to check all the major tasks off your to-do list — like cleaning and getting your listing photos taken — there are some smaller tasks that might fall through the cracks. But those small to-do’s can […]
Buyers Focus on WHAT Your Buyer’s Offer Is, Not WHO They Are There can be some emotional attachment when people sell a house, since it was usually the person’s home. So it’s understandable that a homeowner might want to know that the buyer is someone who’s going to love and appreciate their home moving forward, which is why many buyers have written so-called “love letters” to go along […]
Buyers What Homebuyers Need to Know About Rent-Back Agreements When you find a home you’re interested in, you want to do everything you can to make your offer stand out and grab the seller’s attention. And, in certain situations, that might include a rent-back agreement. In certain situations, rent-back agreements can help to “sweeten the deal” and increase the likelihood that the seller will choose your […]
Buyers A Rate Lock May Be the Answer to Your Concerns About Mortgage Rates With mortgage rates constantly fluctuating, it can be stressful to start looking for a home. What if you can afford a home with today’s mortgage rate, but by the time you find a home, those rates have increased? There may be a solution: a mortgage rate lock. If you’re not sure what a mortgage rate lock […]
Buyers Common Questions Home Buyers Have about Appraisals Unless you’re a real estate agent, you probably don’t think about home appraisals more than a few times in your life. (Considering how much time real estate agents spend worrying about them, you’re probably better off!) But when you buy a house, chances are a third-party appraiser will need to inspect the house and analyze whether you’re […]
Buyers Don’t Have Much Saved for a Down Payment? In a perfect world, as a homebuyer, you would have 20 percent of the purchase price of your home set aside for a down payment. But we don’t live in a perfect world, and while it’s certainly nice to have a sizable down payment at the start of your home search, it’s by no means a requirement. If […]
Buyers Some Things You Should Know about Home Inspections When Buying a House Unless you’re a real estate agent, you’ll probably only attend a home inspection a handful of times in your life, so you might be taken by surprise by a few things! While your inspector and agent will most likely explain any of these things to you, knowing about them in advance can help you avoid […]
Buyers Should You Wait for Mortgage Rates to Go Back Down to 5.5% Before Buying a House? If you’re thinking about buying a house, you might feel that mortgage rates are high and that it might make sense to wait until rates come down before buying. According to this CNBC article, you’re not alone if you feel that way. A recent survey done by John Burns Research and Consulting found that 71% of prospective […]
Buyers Thinking About Selling Your Home This Spring? Here’s Why That’s a Great Idea Spring is officially here, and it’s generally a great opportunity to sell your home when the warmer weather comes around. A recent article from realtor.com outlined key reasons this 2023 spring season is specifically a great time to sell your home, including: Inventory is at historic lows. The fewer homes there are on the market, the more competition there is for […]
Buyers Thinking About Buying a Home and Building Your Own Garage? For many potential homeowners, having a garage is a non-negotiable. But just because a home doesn’t have a garage doesn’t mean you should immediately write it off, even if a garage is on your “must have” list. You have the option to buy a home and build a garage on your own, but before you go down […]
Buyers You Don’t Need to Be Buying a Farm! USDA Loans Might Be a Great Option When Buying Your Next Home If you’re thinking about buying a home, you want to explore every financing option available. And, depending on your situation, one of those financing options could be a USDA loan. But there are a lot of myths and misconceptions about USDA loans—many of which prevent qualified home buyers from even exploring them as a way to […]
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